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In The Event Of An Accident

Things To Do Right Away
  • Stop the car, turn off the ignition, turn on hazzard lights
  • If no one is injured, get everyone out of and away from the car if it is safe to do so.
  • If someone is injured, DO NOT MOVE THEM unless there is a life threatening situation at hand (i.e. fire, gas leak, etc). You can cause them more injury by moving them.
  • Move vehicles off to the side of the road if possible
  • Call 911 immediately if there are injuries
  • Call the local police. They will come out to the scene and make a report later used by your insurance agents
  • Make a list of observable injuries
  • Document the accident scene
  • Call for a tow, but DO NOT authorize repairs until speaking with your insurance agent
  • Don't accuse, argue, or admit guilt. Let the insurance companies figure it out. That's what you've paid them for.
 

Gather The Following Information

Date:

Time:

Cars / Drivers Involved In The Accident

Driver's License State / Number

State / License Plate
Driver's First and Last Name
Driver's Address (Street, City, State Zip
Driver's Insurance Company / Policy #
Color / Make / Model / Year of other cars
Describe damage to vehicle
List injured persons / injury

Witnesses

Witness Name / Phone Number

Witness position relative to the accident scene
Name / Badge Number of Officers on Scene
 

Accident Scene

Describe What Happened

Include weather conditions, estimated speeds, time of day, road conditions, etc. (the more details the better)

Sketch The Scene (take pictures if you can)

Include street names, car positions, posted signs, stop lights, etc.

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